First-StepTM





Are you ready to find out how much home you can qualify for? Simply complete the following form, electronically submit it to us and we will promptly respond to your E-mail address with your personalized "First-StepTM" pre-qualification analysis. This analysis will outline the loan program that best meets your requirements, the loan amount you can qualify for, the monthly payment, down payment and closing costs associated with your home loan.

Please note that this is a pre-qualification and not a guaranteed loan approval. "First-StepTM" was created as an estimating tool to help our clients get an idea of their ability to qualify for a home loan. There are many other factors that need to be considered and verified prior to granting formal loan approval, such as credit history, income verification, appraisal, etc. - This is a great way to begin the process!

All information is held in strict confidence. Do Not submit account numbers or social security numbers!

 The following information is optional:

 Your Name
 Mailing Address
 City
 State
 Zip Code

 Phone Number
 Business Phone
 FAX
 E Mail Address

The following information is required:

1. Existing Mortgages

 Existing First Mortgage Amount
 Other Mortgage Amounts (Equity lines, seconds, etc.)
 Total


2. Gross Annual Household Income

 Borrower
 Co-Borrower
 Other*
 Total

*Include rental income, dividend interest, child support, alimony, etc.



3. Monthly Installment and Revolving Debt

 Minimum monthy credit card payments
 Auto, boat, motor home monthy payments
 Installment payments (personal, student, furniture loans, etc.)
 Other**
 Total

**Child support, alimony, etc. Do Not include rent, utilities or insurance.



4. Funds Available for Down Payment & Closing Costs

 Checking and Saving Account Balance
 Other (If receiving a Gift, please enter amount here)
 Total


5. Miscellaneous

Are you a veteran?  Yes  No

Are you a first-time homebuyer?  Yes  No

Are you self-employed?  Yes  No



6. Email Address

Who would you like to send this form to?  

Questions/Comments - E-mail Paradigm: steve@paradigmmortgage.com

   


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